So you or someone you love has been diagnosed with multiple myeloma. The natural thing to do is focus on your cancer. The last thing you want to do is read a letter from your insurance company that says that they are denying a payment.
"Don't they know I have cancer, you ask yourself?" "But my doctor told me to do this!!! How can the insurance company not pay for it???"
After you take a deep breath, perhaps go for a walk, sit down quietly and try to think through this problem.
While trying to resolve an insurance denial is probably the last thing your or your caregiver want to spend time doing, your efforts can transplate into thousands of dollars in benefits. Learning to manage your insurance company is in your best interest!
1) Insurance companies are for profit organizations. All insurance plans explain what is covered and what is not. These companies cannot pay for anything and everything. It is in your best interest to read the plan guide carefully to learn what is covered and what is not.
2) Read the article linked below carefully. It gives you step by step instructions to handle a rejection of payment from you insurance company.
Strategies that can bolster your case in appealing a health insurer's denial of coverage. - Video: A Struggle for Health Insurance Coverage
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